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Group discounts. For example, if you are a AAA member, you automatically qualify for a 4% discount on your Massachusetts Auto Insurance.
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Higher deductibles on collision and comprehensive coverage.
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Removing collision and/or comprehensive coverage on older cars.
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Eliminating any overlaps in personal injury protection and medical payments coverage with your accident or health insurance.
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Territories. People living in less urbanized areas have lower rates generally speaking.
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Discounts for taking mass transit.
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Discounts for driving under 7,500 miles per year.
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Discounts for certain types of cars since rates are also based on cost, repairability, and performance characteristics.
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Good driver discounts. Most traffic tickets and at-fault accidents will increase your rates for up to 5 years.
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Discounts for having completed a drivers' education course.
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Discounts for passive restraints and air bags.
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Discounts for anti-theft devices.
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