What if the unthinkable happened and your house was lost to a major fire? Would you know what you had? I know that I would not be able to list everything from memory on my best day never mind when also dealing with everything that goes along with a major catastrophe.
In the event you need to file a claim, a complete inventory of all your possessions can help you document your loss. A written description should include:
- The date of purchase
- Original cost
- Serial numbers
- Any receipts you have should be attached to the list
If you have a video or digital camera, you can establish additional documentation of your home and belongings. This record, which can be used as evidence in case of theft, fire, or damage, should include the following:
- A complete scan of all rooms, outside grounds, attic, basement, and garage.
- Close-ups of all valuable items such as artwork, jewelry, and antiques. Be sure to zoom in on serial numbers of stereos, television sets, and other electronic appliances.
- Audio commentary of details that may not be visually apparent.
Be sure to store the pictures and/or videos, along with your comprehensive written list, in a safe place away from home, such as a locked file cabinet at your office or your bank safe deposit box .
Check out our website, we have a link to a FREE Home Inventory Software program from the Insurance Information Institute. This application makes creating and updating your home inventory so easy.
Click here to get started!! As always, if you have any questions please feel free to give our office a call at 978-352-8000 or email info [at] georgetowninsurance [dot] com
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