Ah, the great outdoors! There’s nothing like spending quality time breathing in the fresh air and setting up a campsite! Recent trends have highlighted the rising popularity in camping and RV-ing. And, with New England boasting idyllic campgrounds and an easy getaway for locals, many are considering buying their own recreational vehicle!
What is an RV exactly? A recreational vehicle is a motor vehicle or trailer that has living quarters. Examples include pop-up campers, motorhomes, campervans, and travel trailers. With RV’s coming in all shapes and sizes its important to insure your new investment with customized insurance!
What type of insurance are we talking about? For starters, you’ll want to look into liability insurance which provides bodily injury and property damage coverage. Liability also provides medical payments, uninsured coverage, and more.
Next, you may be able to choose how your Comprehensive and Collision coverage will be settled in the event of a covered total loss. Options tailored to your needs can include:
- Stated Value - market value/actual cash value of the RV
- Agreed Value – the insured amount, regardless of the current market value
- Replacement Cost – replace your insured RV with a new RV that is most like it
Additional and noteworthy coverages include roadside assistance, vacation liability, and personal effect endorsements. With many discounts available (including safe driver) and bundling options when insuring more than one item with a single company, there are plenty of ways to save!
Call us today to talk to one of our experienced account representatives!